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BOOKS Acharya, N. (2008). Microfinance and Rural Poor in Orissa, MF and Rural Development, New Delhi, New Century Publications. Ajai, S. Gaur & Sanjaya, S. Gaur (2009), Statistical methods for practice and research, New Delhi, Sage Publications. Alcock, P. (2006). Understanding Poverty, Basingstoke, Palgrave Macmillan. Amartya Sen (2000). Social exclusion: Concept, Application and Scrutiny, ADB. Anderloni, L., Braga, M.D., & Carluccio, E.M. (2007). New Frontiers in Banking Services: Emerging Needs and Tailored Products for Untapped Markets, Berlin and Heidelberg, Springer-Verlag. Barnes, M. (2005). Social Exclusion in Great Britain: an Empirical Investigation and Comparison with the EU, Alder shot, Ash gate. Beck, T., Demirguc-Kunt, A., & Honohan Patrick (2009). Access to Financial Services: Measurement, Impact, and Policies, the World Bank Research Observer Advance Access, Oxford University Press, February. Bhave, C.B. (2009). Is technology inclusive? In Sameer Kochaar, R.Chandrashekar, K.C.Chakraborthy, Deepak.B.Phatak. (Eds..) financial inclusion, New Delhi, Academic Foundation. Carbo, S. Gardener, Edward, P.M. & Molyneux, Philip (2007). Financial Exclusion, Palgrave Macmillan. Chakraborthy, K. C. (2007). Financial Inclusion: Reaching the Unreached. In B. Sujatha (Ed.), Financial Inclusion - Concepts and Strategies, Hyderabad, ICFAI Books, ICFAI University Press.

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Chakraborthy, K.C. (2009) Introductory Notes. In Sameer Kochaar (Ed.) Speeding Financial Inclusion, New Delhi, Academic Foundation. Chandrasekhar (2007). Financial Inclusion: Banking for All, MBA review, Hyderabad, ICFAI University Press, July. Clark, A., Forter, A. & Reynolds, F. (2005). Banking the Unbanked - A Snapshot, London, Toynbee Hall. Collis, J. & Hussey, R. (2003). Business research: A practical guide for under graduate and post graduate students, 2nd edition, Palgrave Macmillan, Basingstoke, UK. Das, S.K., Nanda B.P., & Rath, J. (Eds), (2008). Micro finance and rural development in India, New Delhi, New Century Publications. Das, S.K., Rath, J. & Dash, N.C. (2008), Microfinance and rural development in Orissa, MF and Rural Development, New Delhi, New Century Publications. Drabu,

H.A. (2009). Economics and inclusion, In Sameer Kochaar, R.Chandrashekar, K.C.Chakraborthy, Deepak.B.Phatak (Eds.), Financial inclusion, New Delhi, Academic Foundation.

Gariyali, C. K. & Vettivel, S.K. (2004). Women’s Own – The Self Help Movement of Tamil Nadu, New Delhi, Vetri Publishers, pp.175-179. Gloukoviezoff, G. (2007). From Financial Exclusion to Over Indebtedness: The Paradox of Difficulties for People on Low Incomes? In L. Anderloni, M. D. Braga & E. M. Carluccio (Eds), New Frontiers in Banking Services: Emerging Needs and Tailored Products for Untapped Markets, Hamburg, Springer, pp. 213-243. Karmakar, K. G., Banerjee, G.D., & Mohapatra, N.P.(2011). Towards Financial Inclusion in India, New Delhi, Sage Publications India Pvt. Limited.

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Kochaar, S. (2009). Speeding Financial Inclusion, New Delhi, Academic foundation. Leeladhar, V. (2007), Taking Banking Services to the Common Man : FI. In B Sujatha (Ed), Financial Inclusion-Concepts and Strategies, Hyderabad, ICFAI Books, ICFAI University Press. Levitas R. (2006). The Concept and Measurement of Social Exclusion. In C. Pantazis, D. Gordon & R. Levitas (Eds.) Poverty and Social Exclusion in Britain: The Millennium Survey, Bristol, Policy Press, pp. 123-160. Lister, R. (2004). Poverty, Cambridge, Polity Press. Pahl, J. (1999). Invisible Money: Family Finances in the Electronic Economy, Bristol, Policy Press. Palharya, S. (2009), Micro Finance and Inclusive Growth in India - In Retrospect and Prospect. In Kanak Kanti Bagchi (Ed.) Micro Finance and Rural Development-A Critical Review, New Delhi, Abhijeet Publications. Pati, A.P., & Lyngdoh, B.F. (2008). Microfinance and Empowerment of Women; MF and Rural Development, New Delhi, New Century Publications. Patra, S. (2008). Micro Credit, SHGs and Empowerment of Women; MF and Rural Development, New Century Publications, New Delhi. Philip, M. (2007). What are the specific Economic Gains from Improved Financial Inclusion? A Tentative Methodology for Estimating these gains. In Anderloni, L., Braga, M.D and Carluccio, E.M (Eds.), New Frontiers in Banking Services: Emerging Needs and Tailored Products for Untapped Markets Berlin: Springer. Prusty, R.R. (2008). Role of Women In rural Development, New Delhi, New century Publications. Rangarajan, C. (2009). Preface, In Sameer Kochaar (Ed.), Speeding Financial Inclusion, New Delhi, Academic Foundation, pp.19-23.

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Punnoose, A. (2007). Performance of DCB’s of Kerala as MFIs, Unpublished doctoral dissertation, University of Kerala. Rani, A.R. (2007). A Study on the Performance of SGSY Assisted SHG Women Micro Enterprises, in Pudukkottai District, Tamil Nadu, Unpublished doctoral dissertation, Bharatidasan University, Tamil Nadu. Ruby, J.A. (2008), Micro finance and women empowerment–a study of Kudumbashree projects in Kerala, Unpublished doctoral dissertation, Mahatma Gandhi University.

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